OPTIFLUX®:
The service that optimizes and secures your financial and technical-accounting flows

A EDI system designed to enhance and secure your technical and financial data flows.

Optiflux® is a secure digital platform designed to automate and structure data exchanges between brokers, insurance companies, and underwriting agents within the French market. In operation since 2004, it has become a key solution for managing co-insurance flows, particularly within the Transport Insurance sector, where it processes over 150,000 files per year.

Optiflux® ensures the integrity and full security of transmitted data

• End-to-end encrypted transfers relying on advanced 3072-bit asymmetric key encryption.
• Full compliance with regulatory standards for financial security and traceability.
• Reinforced protection for all exchanged technical and financial data.
• Proven reliability: consolidated and verified flows distributed to all relevant stakeholders.

Optiflux® streamlines collaborative management in co-insurance

The platform centralizes all operational processes: co-insurance allocations, premium issuance, claims notifications and assessments, settlements, discrepancy management, and document exchange (policies, endorsements, claims reports, etc.). It guarantees harmonized and standardized processing of all data.

Optiflux® is governed by a dedicated technical committee

This committee brings together brokers, agents, carriers, and specialized IT providers to ensure continuous improvement and reliability of the system.

AFNOR Standard NF Z67-137

The Optiflux® data format is based on the NF Z67-137 standard, approved by AFNOR as the official French standard for structuring and digitizing technical and financial insurance data. This standard defines a unified framework enabling all market participants to exchange information reliably and consistently.

A unified reference for data structuring in the French insurance market

• Standardization of co-insurance data formats for all participants.
• Clear and stable rules for the digital exchange of premiums, claims, and technical records.
• Improved interoperability between systems, tools, and actors across the market.

A framework ensuring consistency, traceability, and auditability

The NF Z67-137 standard provides a common language that strengthens compliance, enhances the reliability of exchanges, and supports secure automation of financial and technical processes.